Merchants
Our Merchants
Thawani Merchant App
It is an interface that enables you to receive money using your smart phone. All you need is to download it from App Store or Google play, and you can login by merchant ID and password that’s given by Thawani.
Benefits
What was once a relatively linear path to purchase has truly evolved with the emergence of smart phones. Today, these devices connect the online and offline world in ways that customers and merchants alike can benefit. If you already accept or even pay with credit and debit cards, then please get in touch with thawani team and will help you get started!
Faster checkout
Thanks to an easier checkout process, cart abandonment is reduced and higher conversion rate and more revenue for your business guaranteed.
Mobile optimization
Ensured superior smartphone payment experience for your customers.
Optimization of resources
Less cash handling minimizes human error. Staff can focus on customer service.
Transaction history
Transactions and refunds can be viewed and validated through one portal.
Only pay for what you use
No additional or hidden fees.
Services
Thawani is a a mobile digital payment platform that offers scores of enticing services for online and offline merchants to help maximize efficiency of transactions and resources. These include:
Mobile Payments
As a merchant, you can send payment requests directly to your customers and they can accept and pay with one tap.
Wayyak
You are able to send payment request to your customers anywhere anytime.
Monitor live sales on the dashboard
Monitor live sales now you can forget the hassle of loosing time while going through your sales. thawani saves your time with a click of button you can get full sales report and track your sales instantly. Now you can forget the hassle of losing time while going through your sales. Thawani saves your time. With a click of button, you can get full sales report and track your sales instantly.
Scalable
Scalable you can add more branches and terminals from the dashboard by yourself. extract sales reports or easy reconciliation. You can add more branches and terminals from the dashboard by yourself. Extract sales reports or easy reconciliation.
Bill payment
Bill Payments thawani is a secure way to pay bills automatically, even when you’re out of town. Simply your customers can schedule payments and the funds will be withdrawn from their accounts transferred to you on time. Thawani is a secure way to pay bills automatically, even when you’re out of town. Simply your customers can schedule payments and the funds will be withdrawn from their accounts and transferred to you on time.
Fees and Charges
| Charges | |
|---|---|
| New Account Fees | Waived |
| Account Setup | Waived |
| Annual Maintenance | Waived |
| Monthly Fees | Waived |
| Integration Fees | Depends on integration requirements |
| Local Card Transaction Fees | 1.5% |
| International Card Transaction Fee (Card Transaction) | 2.0% |
Merchant FAQ
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Yes, the merchant and customer should have Thawani account to do transactions.
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We provide you less rate charge, no monthly rental, installation, and maintenance fees. Pay only for what you sell.
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The standard rates are per transaction 1.5% for local cards and 2 % for international cards.
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After the customer pays, money will go to Thawani account. After 2-3 working days money will be in your account.
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It is a service that allows your users to pay you from your website or/and mobile application with their bank debit/credit card without the need to download Thawani App.
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First you have to register with Thawani, after registration, will give you the integration documents and your developer who designed your website or application should complete the integration.
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Using eCommerce will not require them to download Thawani App to pay for you.
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If you encounter a platform that Thawani is not providing any the plugin for, contact us with the necessary details and we will get back to you.
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To implement Thawani eCommerce, you will need a developer.
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- Prepare a valid JSON request as per the integration documentation.
- Send request to the proper endpoint server that is mentioned in the integration documentation.
- Redirecting user to provided payment link upon successful generation of the link.
- Updating Merchant invoices and/or payment system.
- Check periodically/once for changes on payment status. -
- Return back the payment link to the merchant.
- Process user’s card payment or in-app payment.
- Send OTP to the user’s mobile number linked with his bank card.
- Send payment result response to the merchant.
- Send Wayyak request to Thawani user based on the merchant’s request.
- Once the integration is completed, a test entry will be made. We will print the receipt for checking and verification – to be signed by the merchant before sending the production API and public key. – to be signed be the merchant before sending the production API and public key. -
You can visit our developer website (https://developer.thawani.om/). If more support is required, then you can open a integration support ticket and you will get our technical assistance.