About Thawani

Thawani Pay

Thawani Technologies was established in March 2016 as an Omani company specialized in providing innovative payment solutions based on financial technology.

About Thawani

In March 2018, Thawani had launched its first product “Thawani Application”; complying to local and international security standards. The company has been granted the first license to non-banking financial entities (Fintech companies) from the Central Bank of Oman in 2020, as well as it has obtained PCI-DSS Certification which ensures the security of bank cards data.

Since 2016, Thawani is carrying on providing e-payment solutions innovatively aiming to facilitate payment transactions and enhance users’ experience and make it faster and more secure. This has been carried out through providing several services such as direct payment to merchants, bill payments, toping up and paying students’ fees, and PASI. Thawani has not only focused on the basic payment systems, but also introduced new smart payment solutions tailored according to the different enterprises’ needs. Thawani has taken on this burden to help the enterprises enhance their experience in receiving and monitoring payments. Oman Oil Marketing Company (OOMCO) and Haya water are one of the key clients that are making use of Thawani services. Recently, Thawani has launched the latest version of Thawani app “Thawani 2.0”. The company also provides through its platform bill payment, phone top-up, pay tuition fees and social insurance

In 2020, The Central Bank of Oman (CBO) has issued the first license to non-banking financial entities (FinTech companies) in favor of Thawani Technologies for complying with all regulatory requirements applicable in the Sultanate. Such licenses enable FinTech companies to enter the market and expand their business easily to keep pace with the international experiences.

Thawani Key Achievements

The Idea

The initial idea of Thawani was born.


The company was established under the name of Thawani

1.0 App Launch

Thawani app version 1.0 was launched in App Store and Google Play marketplaces.


Thawani Expaneded and launched new products e.g. Makank.

Bill Payment

Bill payment service in Thawani app was introduced.

Direct License

CBO grants first Payment Service Provider license.

1 million

Cash Volume exceeded 1 million OMR through Thawani

Thawani 2.0

Thawani 2.0 App launched in all major app marketplaces.